Rooted in Relationships and Customer Satisfaction

For more than a century, Smith Insurance Group has been a trusted name in the Downriver area, providing the community with a one-stop shop for all things insurance.

Founded in 1903, the family-owned, independent agency has evolved over the years to continually meet the diverse needs of its clients, but its values haven’t changed.

Smith Insurance Group is currently led by fourth-generation owner and president Dan Smith, who is dedicated to building on the agency’s legacy by ensuring each client is met with personalized service.

“We don’t have any complicated phone trees,” Smith explained. “When you call our office, you’re going to get old-fashioned service and a live person on the phone every time.”

“Old-fashioned service” doesn’t mean outdated. Conversely, Smith Insurance Group is well equipped to meet the needs of every kind of client, whether that means sitting down face-to-face with an agent, handling everything online without ever having to step foot in the office, or a combination of both.

“We want to meet our clients where they’re at,” Smith said. “We can give them the best of both worlds, and I think that makes us a little bit unique.”

From first-time homebuyers to families that have been with the agency for decades, Smith Insurance Group has a reputation for trustworthy service for all.

As an independent agency, it represents a broad range of top-tier insurance carriers, giving it the ability to objectively compare coverage and prices and cater them to individuals’ circumstances. Its loyalty is to its clients, not insurance companies.

Whether it's your car, home, boat, motorcycle, or life insurance, individuals and families can find the coverage they need – all in one place.

Similarly, business owners can rest assured knowing that Smith Insurance Group is able to protect their livelihoods with everything from contractors, commercial buildings, business owners, workers compensation, professional liability, commercial auto insurance and more.

In September 2025, Smith Insurance Group was voted first place in the News Herald’s Reader’s Choice Awards, for Best Insurance Agency Downriver for the fifth consecutive year, a testament to its commitment to the community it serves.

“We try to give more than we take, and give back to the community that’s given so much to us,” Smith said. “When clients do business with us, they’re keeping their money right here in their community.”

From getting involved with community outreach programs to sponsoring local sports teams and church organizations, Smith’s dedication to making an impact on people’s lives drives him in both his personal life and his business.

With more than 120 years in business, Smith Insurance Group’s longevity is rooted in relationships and customer satisfaction, leading and advising clients from day one and for generations to come.

Smith Insurance Group is located at 8258 Allen Road, Allen Park, MI 48101. For more information or to start a quote, visit www.getsmithinsurance.com, email info@getsmithinsurance.com or call (313) 278-3800.