Managing money can feel overwhelming, but Community Focus Federal Credit Union (CFFCU) is making it easier for local residents to take control of their finances through its Smart Money Mentoring program.

At the heart of CFFCU’s mission is a commitment to putting members first – including their financial confidence, stability and long term success. With multiple Certified Credit Union Financial Counselors on staff, the credit union offers free, one-on-one Smart Money Mentoring sessions to help individuals and families strengthen their financial wellbeing.

“Our goal is to meet people where they are,” said Jessica Lasage, Certified Credit Union Financial counselor at Community Focus FCU. “Whether you’re trying to create a budget, rebuild credit or plan for a big milestone, we’re here to guide you every step of the way. Every story is different – but everyone deserves the chance to build a strong financial foundation.”


Personalized Guidance for Real-World Success

Each Smart Money Mentoring session is completely confidential and tailored to the member’s goals. Participants receive:
• A clear overview of their current financial situation
• A personalized plan for spending, saving and reducing debt
• Customized budgeting tools for individuals or families
• Insights into their credit report and ways to boost their score
• Expert advice to avoid repossession, garnishments or collection challenges

Unlike traditional financial services, CFFCU’s counselors aren’t selling products – they’re offering guidance. “It’s about empowering our members with knowledge and confidence, not pressure,” added Brayden Calhoun. “We want people to leave feeling hopeful, not judged.”

Jess Bigelow, another certified financial mentor, agrees. “Finances can be emotional – especially when you’ve faced challenges,” Bigelow said. “What makes this program special is the genuine care behind it. We help people create a plan that fits their reality, one step at a time. Seeing that relief and confidence come back is the best part of what we do.”


A Trusted Partner for Every Financial Stage

From teens learning to manage their first paycheck to adults rebuilding after financial setbacks, CFFCU’s mentors are available to help Downriver residents achieve financial freedom at every stage of life.

Appointments are free for everyone, and the program is part of the credit union’s broader mission to build stronger communities and brighter financial futures across Downriver.


Start Your Journey Toward Financial Confidence

Taking the first step is easy. To schedule your free Smart Money Mentoring session, scan the QR code or call (734) 281-3900 to book an appointment at the Brownstown or Ecorse branch.