In an era of automated chatbots and endless “press one for more options” menus, Garwood, Buda, Knight & Associates (GBK) stands out by doing something radical: they actually answer the phone.

Serving southeast Michigan since 1968, GBK has built a 58-year legacy on the belief that insurance isn’t just about policies – it’s about people. Based in Livonia, this independent agency combines the cutting-edge technology of a modern firm with the localized, “neighbor-next-door” service that has made them a community cornerstone for decades.


Knowledgeable Guidance You Can Count On

At GBK, you aren’t just a policy number – you have a dedicated team. When you call, you are connected directly to local team members who understand the nuances of the Michigan market:
- For Your Family and Home: Our Personal Lines team – Nicolette, Kelly and Lisa – are here to guide you through Auto, Home and Renters insurance with a personal touch.
- For Your Business: Our Commercial Lines team – Christina and Kayo – bring deep industry knowledge to help business owners navigate workers’ compensation, liability and specialized industry bonds.
- Unmatched Support: The backbone of our prompt and friendly service is our dedicated support team. Caroline, Pam, Lois, Liz, and Peg provide the outstanding customer service that ensures every question is answered and every policy is handled with care.


Tailored Solutions, Not Cookie-Cutter Plans

Because GBK is an independent agency, they aren’t tied to a single provider. Instead, they work with a network of top-rated carriers – including Auto-Owners, Citizens/Hanover, Safeco, Grange, and Progressive – to quote the market for you. This flexibility ensures you get a plan tailored to your specific needs at the most competitive price point available.


Comprehensive Coverage and In-Depth Knowledge

From your first home to a complex commercial enterprise, GBK provides experienced guidance across a wide range of products:
- Personal Protection: Automobile, Homeowners, Renters, Motorcycle, RV, Watercraft, and Umbrella Insurance.
- Business Solutions: Commercial Property, General Liability, Commercial Automobile, Workers’ Compensation, Directors and Officers, Cyber Liability, Contractor Bonds, and more.
- Niche Industries: Strong knowledge in sectors like commercial roofing, education, tool and die, HVAC, and homeowners associations.


A Reputation Built on Trust

Relationships aren’t built overnight. The GBK team brings decades of industry experience to the table, guiding customers through complex choices with a friendly, knowledgeable touch. It’s this commitment to “protecting what matters most” that has earned them glowing reviews and long-term customer relationships throughout southeast Michigan.


Ready to experience the GBK difference?

Skip the robots and talk to a local agent who lives and works in your community.


Call Today: (313) 255-9350
33039 Schoolcraft Road, Livonia, MI 48150 • www.gbkinsurance.com